Are you looking to take out a mortgage, if so which mortgage is right for you, we can help you decide?

Perhaps you’re moving home, buying your first place, or looking to buy-to-let? Maybe you want to re-mortgage, or raise money by borrowing against the equity in your home? Whatever you’re looking to do, we can help you choose a mortgage that’s right for you. 

How much can you borrow?

We’ll work out the amount lenders will lend to you based on how much you can afford, not just how much you earn. So we’ll consider your household income and then take into account any monthly commitments.

Even if you are a student we can arrange a mortgage for you, with the help from a Guarantor or parents.

A wide choice of mortgages for you

Additional Borrowing

Release the money locked up in your home with a further advance deals.

Variable Rate Mortgages 

Discount, Variable and Base Rate Tracker mortgages mean your monthly payments will be lower compared to Fixed Rate Mortgages.

Lower payments when you need them most! You can take advantage of some of the lowest mortgage rates around.

Fixed Rate Mortgages 

The interest rate you pay is fixed for a set number of years, so your monthly payments remain unchanged throughout this time, helping you to budget with confidence.

Set deals for easy budgeting; do you have a specific monthly budget in mind? With a fixed rate mortgage, even if rates in general rise, your mortgage payments won’t.

Know exactly where you stand financially each month.

Flexible Mortgages

Flexible mortgages offer you the ability to overpay, underpay, take repayment holidays or offset savings to help repay your mortgage sooner.

Offset Mortgage

An Offset mortgage allows you to offset savings balances to pay less interest on you mortgage. Think about it, you could pay off your mortgage earlier, saving you thousands of pounds!

First time buyers

Get a foot onto the property ladder. Buying your first home can be an exciting first step. As a first time buyer, you can benefit from some great deals.

Buy-to-let

Are you about to become a landlord? If you are looking to invest in property that you’re planning to rent out, then a Buy-to-let mortgage is right for you.

Knowing how much you can borrow is worked out using multiples of your properties rental income not your personal income.

Remortgages

Switch your mortgage without fuss. Whether you are coming to the end of your mortgage deal with your current provider, of simply looking for a new mortgage, switching is easy and offers you a number of attractive benefits:

• In most cases lenders won’t charge you legal and valuation fees for a standard remortgage.

• You may be able to save money compared to what you are currently paying.

• The Frog says don’t just accept what your current lender may offer you, this could be very bad for your wealth!

What you need to do next

Have a view on which mortgage is right for you, next we will help you decide which options work best for your current and future needs.

Conveyancing

We have a panel of conveyancers that we can refer you to to help with the legal process of moving home.

Our panel consists of:
• bpl Solicitors - click here to get a FREE online quotation NOW
• Bogan James (Uxbridge)

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it. Conveyancing and in general Buy-to-let mortgages are not regulated by the Financial Services Authority.