Do you have a Will? If you don’t have a valid or up to date Will:

• In some cases your partner/spouse may be forced to sell your family home

• In some cases your children/beneficiaries may have to pay Inheritance Tax at 40%

• In some cases the local authority and courts will decide on the guardians of your children

• Your family could suffer financial hardship that could last years after a death from delays

• Your spouse might not receive everything and unmarried partners will receive nothing

Do I really need a Will?

The simple answer is "Yes". Every adult should make a Will and review it regularly, particularly if their circumstances change, such as they get married, have children or get divorced. (In fact it is important to note that marriage invalidates any Will made before marriage).

Parchment Wills and Legal Services Ltd has been established since 1989, is a reputable firm with thousands of Wills written, with an excellent reputation in the local area. They offer the highest levels of service; including home visits Will writing service.

If you don't have a Will or need an existing Will updating we can refer you to Parchment Wills and Legal Services Ltd who are our preferred partner.

In recent years the company has expanded and is now based at offices in Gerrards Cross where they are happy to see clients, as well as still offering home visits where needed.

The Estate Organisation and Preservation Process is a programme created and managed for Frog Financial Management by its preferred specialist partner Parchment Wills and Legal Services Ltd specifically for its clients so that any potential inheritance tax (IHT) liability can be legally mitigated and hopefully avoided altogether.

With the increase in property prices, especially in the South East of England, people’s primary residence alone can create a liability for IHT. Even so, most people have still not implemented simple and effective procedures to mitigate their IHT liability, such as:

• The drafting of your Last Will and Testament

• The effective use of Trusts

• Ensuring a couple both take advantage of their nil rate tax band allowance

• Lasting power of attorneys

The Estate Organisation and Preservation Process is another exclusive service provided by Parchment Wills and Legal Services Ltd which allows for peoples accumulated wealth to be passed down through the generations in a tax-efficient manner, and protects this wealth in the event of re-marriage, divorce or even bankruptcy. This is done with the effective use of trusts. Trusts have been in use in England since Richard the Lionheart.

The rich and the wealthy have been using trusts to great effect for generations in order to preserve their assets and ensure they pass this accumulated wealth down to their families.

The Estate Organisation and Preservation Process can also, based upon current legislation, go some way to protecting clients assets in the area of long term care. This is a growing problem for many people, as we are all now living much longer than at any time in history.

Our preferred specialist partner has extensive, simple to understand, documentation available for clients explaining these procedures. Please ask Frog Financial Management to provide this documentation and walk you through every aspect of all the processes involved.

The full range of services available from Parchment Wills and Legal Services Ltd includes:

• Individual Wills

• Mirror Wills

• Family Trusts

• Various Other Trusts

• Severance of Tenancy on properties where applicable

• Probate administration solutions

• Long term Care planning

• Tax and estate planning

Please Contact Us for more information any of these specialist services and we will be happy to talk you through the services available.

Parchment Wills and Legal Services Ltd is a preferred partner of Frog Financial Management and their services are available on a referral basis to them and not available through Home Of Choice.